:root{--hsb-ink:#0a1e33;--hsb-muted:#60748c;--hsb-line:#d9e2eb;--hsb-soft:#f3f6f9;--hsb-orange:#f25527;--hsb-white:#fff;--hsb-max:1200px}*{box-sizing:border-box}.hsb-main{color:var(--hsb-ink);background:#fff}.hsb-shell{width:min(var(--hsb-max),calc(100% - 40px));margin-inline:auto}.hsb-hero{padding:88px 0 78px;background:linear-gradient(110deg,#071a2d 0%,#102f4d 68%,#1c4669 100%);color:#fff}.hsb-eyebrow,.hsb-section-head>span,.hsb-bottom-cta span,.hsb-conversion span{display:block;margin-bottom:12px;color:var(--hsb-orange);font-weight:800;text-transform:uppercase;letter-spacing:.14em;font-size:12px}.hsb-hero h1{max-width:820px;margin:0 0 18px;font-size:clamp(42px,6vw,72px);line-height:1.02;letter-spacing:-.04em;color:#fff}.hsb-hero p{max-width:760px;margin:0;font-size:20px;line-height:1.65;color:#d9e6f1}.hsb-hero__actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.hsb-button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 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a{display:flex;min-height:220px;flex-direction:column;padding:24px;border:1px solid var(--hsb-line);border-radius:12px;background:#fff;color:var(--hsb-ink);text-decoration:none;transition:.2s}.hsb-topics a:hover{transform:translateY(-3px);border-color:#9fb3c6;box-shadow:0 18px 42px rgba(10,30,51,.08)}.hsb-topics strong{font-size:22px;line-height:1.15}.hsb-topics span{margin:14px 0;color:var(--hsb-muted);line-height:1.55}.hsb-topics b{margin-top:auto;color:var(--hsb-orange)}.hsb-filter{display:grid;grid-template-columns:1.4fr 1fr 1fr auto;gap:12px;align-items:end;margin-bottom:32px;padding:20px;border:1px solid var(--hsb-line);border-radius:12px;background:var(--hsb-soft)}.hsb-filter label span{display:block;margin-bottom:7px;font-weight:800;font-size:13px}.hsb-filter input,.hsb-filter select{width:100%;height:46px;padding:0 12px;border:1px solid #b9c7d5;border-radius:7px;background:#fff;color:var(--hsb-ink)}.hsb-filter button{height:46px;padding:0 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18px;color:var(--hsb-muted);line-height:1.55}.hsb-text-link{color:var(--hsb-ink)!important;text-decoration:none;font-weight:800}.hsb-bottom-cta{padding:64px 0;background:var(--hsb-ink);color:#fff}.hsb-bottom-cta .hsb-shell{display:flex;align-items:center;justify-content:space-between;gap:30px}.hsb-bottom-cta h2{margin:0 0 10px;color:#fff;font-size:36px}.hsb-bottom-cta p{max-width:760px;margin:0;color:#c8d7e5;line-height:1.6}.hsb-article-hero{padding:22px 0 64px;background:var(--hsb-soft)}.hsb-article-hero__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center}.hsb-article-meta{display:flex;flex-wrap:wrap;gap:8px 16px;margin-bottom:18px;color:var(--hsb-muted);font-size:12px;font-weight:800;text-transform:uppercase}.hsb-article-meta span:first-child{color:var(--hsb-orange)}.hsb-article-hero h1{margin:0 0 20px;font-size:clamp(38px,5vw,64px);line-height:1.04;letter-spacing:-.04em}.hsb-article-hero p{margin:0;color:var(--hsb-muted);font-size:19px;line-height:1.65}.hsb-review{display:flex;flex-direction:column;gap:3px;margin-top:22px;font-size:14px}.hsb-review span{color:var(--hsb-muted)}.hsb-article-hero figure{margin:0}.hsb-article-hero img{display:block;width:100%;aspect-ratio:16/10;object-fit:cover;border-radius:12px}.hsb-article-hero figcaption,.hsb-media-pair figcaption{margin-top:8px;color:var(--hsb-muted);font-size:12px;line-height:1.45}.hsb-reading-layout{display:grid;grid-template-columns:minmax(0,820px) 300px;gap:64px;padding-block:64px}.hsb-reading-main{font-size:17px;line-height:1.75}.hsb-reading-main h2{margin:54px 0 18px;font-size:34px;line-height:1.18;letter-spacing:-.025em}.hsb-reading-main h3{margin:34px 0 12px;font-size:24px}.hsb-reading-main p{margin:0 0 19px}.hsb-reading-main ul,.hsb-reading-main ol{margin:0 0 24px;padding-left:24px}.hsb-reading-main li{margin-bottom:10px}.hsb-toc{padding:22px;border:1px solid var(--hsb-line);border-radius:10px;background:var(--hsb-soft)}.hsb-toc ol{display:grid;grid-template-columns:repeat(2,1fr);gap:7px 24px;margin:10px 0 0}.hsb-toc a{color:var(--hsb-ink);text-decoration:none}.hsb-answer{margin-top:28px;padding:28px;border-left:5px solid var(--hsb-orange);background:#fff5f0}.hsb-answer span{color:var(--hsb-orange);font-weight:800;text-transform:uppercase;font-size:12px}.hsb-answer h2{margin:6px 0 14px}.hsb-table-wrap{overflow-x:auto;margin:24px 0}.hsb-table-wrap table{width:100%;min-width:760px;border-collapse:collapse;font-size:14px;line-height:1.5}.hsb-table-wrap th,.hsb-table-wrap td{padding:14px;border-bottom:1px solid var(--hsb-line);text-align:left;vertical-align:top}.hsb-table-wrap thead th{background:var(--hsb-ink);color:#fff}.hsb-table-wrap tbody th{width:18%;background:var(--hsb-soft)}.hsb-media-pair{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:42px 0}.hsb-media-pair figure{margin:0}.hsb-media-pair img{display:block;width:100%;aspect-ratio:16/10;object-fit:cover;border-radius:10px}.hsb-steps{list-style:none!important;padding:0!important}.hsb-steps li{display:grid;grid-template-columns:48px 1fr;gap:16px;padding:18px 0;border-bottom:1px solid var(--hsb-line)}.hsb-steps b{color:var(--hsb-orange);font-size:20px}.hsb-steps strong{display:block;margin-bottom:4px}.hsb-checklist{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;list-style:none!important;padding:0!important}.hsb-checklist li{position:relative;margin:0!important;padding:14px 14px 14px 42px;border:1px solid var(--hsb-line);border-radius:8px}.hsb-checklist li:before{content:'✓';position:absolute;left:15px;color:var(--hsb-orange);font-weight:900}.hsb-conversion{display:flex;align-items:center;justify-content:space-between;gap:25px;margin:50px 0;padding:32px;border-radius:12px;background:var(--hsb-ink);color:#fff}.hsb-conversion h2{margin:0 0 8px;color:#fff;font-size:28px}.hsb-conversion p{margin:0;color:#c8d7e5}.hsb-faq details{border-bottom:1px solid var(--hsb-line)}.hsb-faq summary{padding:18px 0;font-weight:800;cursor:pointer}.hsb-faq details p{padding:0 0 18px;color:var(--hsb-muted)}.hsb-reading-side>div{position:sticky;top:110px;padding:24px;border:1px solid var(--hsb-line);border-radius:12px;background:var(--hsb-soft)}.hsb-reading-side span{color:var(--hsb-orange);font-size:12px;font-weight:800;text-transform:uppercase}.hsb-reading-side h2{margin:8px 0 12px;font-size:25px}.hsb-reading-side p{color:var(--hsb-muted);line-height:1.55}.hsb-reading-side .hsb-button{width:100%;margin:6px 0 16px}.hsb-related{background:var(--hsb-soft)}.hsb-empty{padding:50px;border:1px dashed #9fb3c6;border-radius:12px;text-align:center}.hsb-empty h2{margin-top:0}
.hsb-pagination{display:flex;justify-content:center;gap:8px;margin-top:36px}.hsb-pagination a{display:grid;width:42px;height:42px;place-items:center;border:1px solid var(--hsb-line);border-radius:7px;background:#fff;color:var(--hsb-ink);font-weight:800;text-decoration:none}.hsb-pagination a:hover,.hsb-pagination a.is-current{border-color:var(--hsb-ink);background:var(--hsb-ink);color:#fff}
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@media(max-width:980px){.hsb-topics{grid-template-columns:repeat(2,1fr)}.hsb-grid{grid-template-columns:repeat(2,1fr)}.hsb-filter{grid-template-columns:1fr 1fr}.hsb-article-hero__grid,.hsb-reading-layout{grid-template-columns:1fr}.hsb-reading-side{display:none}.hsb-bottom-cta .hsb-shell{align-items:flex-start;flex-direction:column}}
@media(max-width:640px){.hsb-shell{width:min(100% - 28px,var(--hsb-max))}.hsb-hero{padding:62px 0}.hsb-hero h1{font-size:43px}.hsb-hero p{font-size:17px}.hsb-topic-strip,.hsb-library,.hsb-related{padding:52px 0}.hsb-topics,.hsb-grid,.hsb-filter,.hsb-media-pair,.hsb-checklist{grid-template-columns:1fr}.hsb-topics a{min-height:180px}.hsb-filter{padding:14px}.hsb-article-hero{padding-bottom:42px}.hsb-article-hero__grid{gap:28px}.hsb-article-hero h1{font-size:39px}.hsb-reading-layout{padding-block:42px}.hsb-reading-main{font-size:16px}.hsb-reading-main h2{font-size:29px}.hsb-toc ol{grid-template-columns:1fr}.hsb-answer{padding:22px}.hsb-conversion{align-items:flex-start;flex-direction:column;padding:24px}.hsb-bottom-cta h2{font-size:30px}.hsb-card__meta{align-items:flex-start;flex-direction:column}.hsb-support-banner{align-items:flex-start;flex-direction:column;padding:22px}.hsb-support-banner strong{font-size:21px}}